In my research on homeowner's insurance, I've found that it generally doesn't cover garage door repairs. This is because most policies only cover damage caused by specific events like fire, theft, or natural disasters. Normal wear and tear or damage caused by lack of maintenance usually falls on the homeowner. So, to put it simply, if your garage door stops working one day due to age or neglect, it's likely you'll be footing the bill. Always check your specific policy details though, as coverage can vary widely.